Welcome, New Participants.
What You Need to Know…
In order to become eligible for Health Plan coverage, you must:
- Work in DGA-covered employment
- Meet the minimum earnings threshold for Earned Coverage as listed below:
| Health Plan Coverage Level | Minimum Earnings Threshold |
| DGA Choice Plan | $37,925* |
| DGA Premier Choice Plan | $123,000* |
*For earnings periods beginning in 2023. The minimum earnings threshold is periodically reviewed by the Board of Trustees. You should always contact the Health Plan for the current minimum earnings threshold.
- Address Change Form – to ensure your Plans-related mail is sent to the correct address.
- HIPAA Authorization Form – in case you would like to authorize your spouse, business manager or other appointed representative to conduct your Health Plan-related business.
- A Health Plan Open Enrollment Packet – Once you have met the minimum earnings requirement to qualify for Health Plan coverage, you will receive a personalized open enrollment package with details about your Health Plan benefits and how to add eligible dependents to your coverage. This package will be sent about a month before your coverage begins. It is very important that you review these materials carefully and return any necessary forms and premium payment, if applicable.For details about qualifying for coverage, see Qualifying for Coverage. To learn more about what to expect during the open enrollment process, visit Health Plan Open Enrollment.
- Quarterly Contribution Statements – A couple of months after the close of each quarter you will be mailed a statement of contributions reported on your behalf, including the name of the employer, the project, work period, covered salary and contribution amounts. Be sure to review these statements when you receive them and notify us if there is anything missing or incorrect. Keeping copies of your contracts, pay stubs, call sheets, etc. will make it easier to resolve any statement discrepancies.
- Spotlight on Benefits Newsletters and other mailings – We will keep you informed through our quarterly Spotlight on Benefits newsletter, as well as other mailings. Therefore, it is very important that the Plans’ Office be informed of any address changes so that you receive this important benefits information.
…on qualifying for Health Plan coverage, go to Qualifying for Coverage.
…about the Health Plan, go to the Health Plan’s home page.
… on Medical Benefits, go to Medical Benefits Overview.
… on Dental Benefits, go to Dental Benefits Overview.
… on Prescription Drugs Benefits, go to Prescription Drugs Benefits Overview.
… on Vision Benefits, go to Vision Benefits Overview.
… on Preventive Care Benefits, go to Preventive Care Benefits Overview.
… on MPTF Benefits, go to and MPTF Benefits Overview.
- You participate in two pension plans:
- The Supplemental Pension Plan – a defined contribution plan
- The Basic Pension Plan – a defined benefit plan
- Each time you perform work covered under a DGA Collective Bargaining Agreement, you automatically contribute 2.5% of your covered earnings to your Supplemental Plan account, and your employers contribute 8.5%, which is allocated between your Supplemental Plan account and the Basic Plan, subject to the Plans’ rules.
- Each Plan has certain vesting rules to determine when and how you might become eligible for pension benefits.
- Beneficiary Designation Form – because you are starting to accrue benefits. Be sure to update this form whenever necessary, like if your family status changes.
- Address Change Form – to ensure your Plans-related mail is sent to the correct address.
- Third-Party Authorization Form – in case you would like to authorize your spouse, business manager or other appointed representative to conduct your Pension Plans-related business.
- Supplemental Plan Incoming Rollover Form – You can rollover funds from your other eligible retirement plan accounts into your Supplemental Pension Plan account. Rollovers into your Supplemental Plan account will be invested with all other Supplemental Plan assets by the Plan’s professional investment managers, overseen by the Finance Committee of the Board of Trustees. For more information, click here.
- Quarterly Contribution Statements – A couple of months after the close of each quarter you will be mailed a statement of contributions reported on your behalf, including the name of the employer, the project, work period, covered salary and contribution amounts. Be sure to review these statements when you receive them and notify us if there is anything missing or incorrect. Keeping copies of your contracts, pay stubs, call sheets, etc. will make it easier to resolve any statement discrepancies.
- Annual Statements – These statements will detail your total Credited Service Months, vesting status, Supplemental Plan account balance and estimated accrued benefit under the Basic Pension Plan.
- Spotlight on Benefits Newsletters and other mailings – We will keep you informed through our quarterly Spotlight on Benefits newsletter, as well as other mailings. Therefore, it is very important that the Plans’ Office be informed of any address changes so that you receive this important benefits information.
…about the Pension Plans, go to the Pension Plans’ home page.
…about the Basic Pension Plan (qualifying for benefits, calculating your benefit, payment options), jump to the Basic Plan.
…about the Supplemental Pension Plan (qualifying for benefits, calculating your benefit, payment options), jump to the Supplemental Plan.
…about the Pension Plans’ investments, go to the Pension Plans’ Investment Program home page.
